Starting a home business in Maine

A home business is a superb way to increase your income and become your own boss. Home businesses have become increasingly popular as more and more people turn their talents and time into profits. Having your own home business can offer you great satisfaction as you develop it into a priceless investment.

Starting a home business in Maine

You are able to enjoy the freedom that comes with making management decisions and your office is located in your home. However, starting it is not as easy as it sounds. There are disadvantages that come along with the increased income and freedom. It can mean working for long hours and because the business is at home, it can disrupt family activities.

Additionally, because you are your own boss, the success of the business will depend on your time management skills. Here are a few things to consider when starting a home business in Maine;

Management Personality

Research has shown that a successful business operator tends to be persistent and determined. They are creative thinkers and can fast decisions when need be. They are also flexible and are able to adapt to different business situations. A successful home business owner should be consumer-oriented, possess impeccable human relations skills and get along with all kinds of people.

One important trait you must possess as a home business owner is the commitment to make profits and ensure the success of the business. The business must be just that, a business and not a hobby. You have to devote extra effort and time to it, especially if you are just getting started.

Separating home and business

The first things to look at in regard to your home’s suitability, are privacy and space. Is there enough room in your home to carry out a business without interfering with other family activities? No matter the type of business you are getting into, you will need some space to set up an office. If you are selling products, you will need a store for your inventory.

You will also need a display area that customers do not have to walk through your living area to get to. You will need adequate parking spaces for them. Keeping your business as separate from the living area as possible is important because of the family’s privacy tax advantages.

The internal Revenue Service allows deduction of expenses related to maintaining a place of business. These deductions include utility costs, rent, furnishing and maintenance. However, they are only allowed for a place that is the principal place of business and used strictly for business intent. You will not be able to deduct them if you keep the business and living areas as one.
Arrange for a separate business phone line. This keeps your family and business telephone needs from conflicting. Business telephone rates are usually higher than the residential rates, but you are able to deduct your business telephone expenses when filing tax returns.
Legal and insurance needs

Many communities have comprehensive plans and zoning ordinances that restrict the size and type of businesses allowed in residential areas. These are meant to protect the neighbors and business operators from health and safety hazards, increased parking demands and traffic flow and any other disruptions that may come with some business activities. You should check with your clerk to find out about these types of regulations before starting a home business. Talk to the neighbors about signs and parking if your business will be bringing any kind of traffic into the neighborhood.
Also check with your insurance agent to see the insurance requirements for your business. Check with your county auditor or city clerk about inspection and licensing regulations that relate to your type of business. State laws in Maine call for some business operators like beauty and barber shops to be licensed.
Once all this is done and you are sure that there are no regulatory or legal issues that will restrict your ability to carry out your business at home, look at the compatibility of your home and family life and that of your business plan. Ask yourself questions like, “Will I manage to keep the business from getting in the way?” Can I begin my business and not make many changes in my home? Does my family approve of this business idea?” If you answer yes to all of these questions, then chances of a successful business are improved.
If you have decided to begin your home business, you have chosen to start a challenging adventure. It could be a risky one with a few bumps along the way. But careful management and sound planning will help you mitigate the risks and make the experience a pleasant and profitable one.

All About Social Security Card Application for Maine Residents

In the United States of America, a Social Security number or SSN is very important nine-digit number issued to every U.S. citizen either permanent or temporary resident of the country. The number is issued to a resident by the Social Security Administration or SSA. The main purpose of SSN is to track every individual for various Social Security purposes.

Besides, SSN is also required in opening bank accounts, getting a health insurance, etc. It is often demanded by the banks and financial institutions to apply for loans, and credit cards.

Social Security Card
Types of Social Security Cards

>>> Replacement Social Security Card

Different types of social security cards are issued to different types of residents –

Type 1 – People who are permanent residents of the country and people who have legally migrated from other countries permanently are issued type 1’ SSNs.

Type 2 – The second type comes with a note Valid for work only with DHS authorization’. People who have migrated in the USA lawfully and have DHS authorization to work in this country for a temporary basis are given a second type of SSNs.

Type 3 – This type is meant for the following categories of temporary residents –

People who have come to the USA for any other reason and without a work permit from DHS.

People who need SSNs as any federal law of the land requiring them to have that number for any social security reasons.

Applying for a Social Security card

Application for social security card or number for Maine residents is free. The application could be used for three different reasons –

For a new application

For a replacement of existing card due to damage or any other reasons.

For changing any given information like change of address.

Social Security Administration asks for mandatory evidences for processing an application. The evidences are as follows –

For a new application – At least two documents are needed, e.g. one document for proof of identity and age, while another document as a proof of residency or valid work permit in the USA. In case the second document is not available or applicable, a valid document for non-work reason of staying in this country is required.

For replacement application – In this case too, the applicant needs to provide an identity proof and current status of his or residency in Maine.

For changing information – Information printed on the card may need changing due to printing mistakes or actual changes, like change in name, or address. In such situations, an applicant need to furnish a valid document in support of his or her application for change.

Process of submitting an application

Submission of Social Security card application is easy for the residents in Maine. He or she just needs to get the information, whether the office accepts application online or one needs to visit the office physically. Normally, if a SSA office is established for a specific area, it is mandatory for the residents to visit the office with documents personally. If the age of an applicant is under 12 and applying for the first time, physical appearance is mandatory along with his or her legal guardian.

However, important information required for application is available from SSA’s official website or help desk executives over the telephone.

Some important aspects of filling up the applications

Although filling up the application is not at all a complicated affair, applicants in Maine must keep in mind the following important aspects while filling up the application form –

Writing a perfect mailing address is important. The address should be one where the applicant will be available for at least two weeks after applying for SSN.

Ticking right citizenship option is necessary because authority will ask to submit supporting documents.

In date of birth field, writing all four digits of year’ is necessary.

SSN of mother and father are necessary with the application of an individual under the age of 18 years. In some exceptional cases, application is accepted without SSN of the mother also.

Person above the age of 18 needs to sign on the application on his or own, while legal guardian like father or mother needs to sign an application if the person is under the age of 18 or could not sign on his or her own.

It is important for every resident in the USA to remember his or her SSN, as it is the proof of identity in this country. No other persons or institutions except an employer, bank, credit card companies, health insurers etc. should know that number. It is a fraud if someone else misuses the number or steals the card or number for illegal activities.

Living Healthy In Maine

It may come as a surprise to many people, but leading healthy lifestyles can actually be fun and easy. Many think that people who live healthily eat boring, tasteless food and spend half their lives on exercise equipments, but they cannot be more wrong.

They may be right, though, when they say that healthy people who lead healthy lives are usually less prone to a wide array of diseases, and are more confident with their bodies, the way they are and the way they look. These people can enjoy a lot of things that a lot of unhealthy people might not be able to.

The fundamental step for having rational standard of living is only by providing yourself a strong and well mind along with the type of attitude which you adopt for making your life better. The positive thinking makes you stable and healthy with a smile on your face and assists you to stay away from strain.

It is important to learn that healthy lifestyles can mean healthier physical, mental and emotional health. Most of the times, these things can be strongly interrelated. Good physical health has a tendency to improve mental health and vice versa. Both of these have direct and indirect effects on the emotional state of a person too.

So, how can you lead a healthy lifestyle? In this day and age when the prevalence of diet-related illnesses is high, leading a healthy lifestyle becomes of the utmost importance. Luckily, many easy ways can be done to start living and staying healthy.

1. Good fats vs. bad fats. Trans fats and saturated fats are considered bad fats for a good reason. These kinds of fats increase the risks of heart diseases because they can easily increase cholesterol levels. On the other hand, omega-3 fats, monounsaturated and polyunsaturated fats have been proven to boost heart health.

2. Whole foods vs. processed foods. Whole foods are the basis of many diet plans because of one simple reason: they offer better nutrition than processed foods. Processed foods also have high amounts of preservatives which aren’t all good for the body. Whole foods provide more energy and vitamins than processed foods.

3. Exercise. Not only does exercising help weight loss, it usually has positive effects on health. People who are already suffering from cardiovascular diseases may benefit from 15 minutes of aerobic exercises. Running helps the respiratory system and may also boost stamina and metabolism. Strength exercises can help strengthen bones and muscles, and may also help correct posture.

4. Quit bad habits. Habits are hard to break, but you need to get rid of the bad ones as soon as possible. Smoking poses a lot of threats to overall health, and may cause lung cancer, strokes, emphysema, and many others. Drinking too much can damage the liver. The sooner you quit these two, the better for your body.

Healthy lifestyles can prevent many diseases and help lengthen your life. It can easily give you confidence to make you feel good about yourself and be an inspiration to others. In many ways, a healthy lifestyle can have good effects on your mental and emotional health. Instead of thinking that it would take too much of your time, think about it as giving yourself all the time in the world for better quality life in return.

Our ancestors have always stressed upon things like early rise is a sign of having a successful day ahead and taking time out for exercises is the best cure for our mild health disorders. However, all these are best-proven tips that help us to adopt a healthy lifestyle. Therefore it’s time for you to give a stretch to your lazy bones and get out of your couches because it’s time for you to look slimmer, healthier and active. Who likes to be sick in bed and have a bulky belly? Nobody does.

Such interesting and minor efforts can easily transform your whole life. In fact, life is of no use without health. The healthy lifestyle was very complicated process in the past but now you can get benefits from the flair of various books, magazines, websites and programs for your direction and help where you can find experts tips for making your life healthy in no time.